ACH Facilitator: Finagy

Finagy is a subsidiary of Twin Oaks Software Development company (TOSD) and partner to LinkMoney.  Finagy’s products, like REQUR, are cutting-edge fintech revolutionizing ACH payment processing with innovative solutions like Guaranteed eCheck and Instant ACH. Designed for businesses seeking faster, more secure transactions, Finagy’s platform eliminates the risk of bounced checks and delays with real-time bank verification and instant fund confirmation.

With Guaranteed eCheck, merchants can accept electronic checks confidently, knowing every transaction is backed by Finagy’s advanced risk mitigation technology. Their Instant ACH service enables same-day transfers and rapid settlement—perfect for high-volume or high-risk industries needing cash flow certainty and streamlined operations.

Cloud Armory architected and built an AWS ecosystem rich with serverless technologies like API Gateway, DynamoDB, SQS, S3, CloudFront, paired with a traditional EC2 server VPC infrastructure appropriate for traditional PCI-DSS compliant networks.  With the use of cutting edge security and monitoring tools, Cloud Armory ensures Finagy’s PCI-DSS compliance and uptime.